Everyone who lives or works in Belgium is required by law to join a health insurance fund. This means it is a necessity even for students. However, you are free to choose the health insurance fund that best suits you – for example, Helan.

Helan helps you to get Belgian social insurance sorted quickly so you can go to the doctor, pharmacy or hospital without any worry. We help you step by step with your membership, explain everything clearly and make sure your reimbursements happen automatically.

Plus, you get additional advantages with Helan: reimbursement for sports and wellness, discounts on glasses and mental healthcare, and affordable insurance for hospitalisation or dental care.

You will need the documents below to complete your membership:

• An international passport or identity card
• Proof of enrolment at your university (of applied sciences)
• An address in Belgium (halls or place of residence)

The premium depends on your living and study situation: whether you are from the EU or not and whether you are a working student or not. For most students, it is very affordable and basic insurance is often even free of charge if you have no income in Belgium.

Hospitalisation insurance is not compulsory, but is highly recommended.

Helan Health Insurance Fund will reimburse most of your medical expenses, but not all. Hospitalisation can result in additional costs, such as for a single room, special tests or follow-up care.

With hospitalisation insurance from Helan, you have extra cover for those unexpected expenses. This means you don't have to pay large sums of money in advance and you can recover without worrying about the costs.

Helan offers support in multiple languages: Dutch, English and French. Our staff are used to working with international students and will help you step by step in a language you understand. This means you always know exactly what you need to do without worrying about administrative language or technical terms.

Yes, you can already do a lot of things digitally. For example, via the My Helan app and My Helan Web, you can request advantages, view reimbursements, order adhesive stickers or make an appointment. If you receive only paper doctor's bills, the law requires that you always submit an original in order to get a reimbursement.

When your assignment in Belgium is completed and you return to your home country, you can easily cancel your Helan membership.

Helan ensures that your file is correctly closed and that you no longer pay unnecessary contributions.

If you still receive an invoice from a Belgian hospital or doctor afterwards, Helan will continue to help you handle it, even after your departure.