VMOB MLOZ Insurance

VMOB 'MLOZ Insurance' is an insurance company recognised by the Inspection Service of the Mutual Insurance Companies and the National Federations of Mutual Insurance Companies, by a decision of 24 June 2013, for the provision of health insurance within the meaning of branch 2 of annex 1 of the law of 13 March 2016 on the statute and supervision of insurance or reinsurance companies, as well as for the coverage, in a subsidiary manner, of the risks forming part of the services envisaged in branch 18 of Annex 1 of the aforementioned law, under the code number CDZ 750/01, established at 1070 Brussels, Lenniksebaan, 788A (RPR Brussels) no. 422.189.629.

Policy and guidelines

Insurance terms and conditions

View the general terms and conditions for each insurance product of VMOB MLOZ Insurance.



Wondering exactly what each insurance entails? What are your terms and conditions and what benefits do you enjoy as a customer? Check out the info sheets.


Pre-contractual information sheets

View the pre-contractual information sheets. These contain the regulations prior to the conclusion of each contract.


Costs and charges

Before taking out supplementary insurance, of course you want to know exactly how much it will cost you. You can find all the costs and charges here.


MiFID guidelines

MiFID stands for Markets in Financial Instruments Directive. It is a European directive to which VMOB MLOZ Insurance also adheres.


Conflict of interest policy

VMOB MLOZ Insurance has laid down a conflict of interest policy as required by law.



When someone takes out an insurance contract, VMOB MLOZ Insurance applies certain segmentation criteria.