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Helan, also the right choice for international students.
Helan Health Insurance fund not only provides fast reimbursement of your medical expenses and benefits when you are ill, but also offers a wide range of benefits and additional refunds.
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Practical questions and answers about your registration
Everyone who lives or works in Belgium is required by law to join a health insurance fund. This means it is a necessity even for students. However, you are free to choose the health insurance fund that best suits you – for example, Helan.
Helan helps you to get Belgian social insurance sorted quickly so you can go to the doctor, pharmacy or hospital without any worry. We help you step by step with your membership, explain everything clearly and make sure your reimbursements happen automatically.
Plus, you get additional advantages with Helan: reimbursement for sports and wellness, discounts on glasses and mental healthcare, and affordable insurance for hospitalisation or dental care.
You will need the documents below to complete your membership:
- An international passport or identity card
- Proof of enrolment at your university (of applied sciences)
- An address in Belgium (halls or place of residence)
The premium depends on your living and study situation: whether you are from the EU or not and whether you are a working student or not. For most students, it is very affordable and basic insurance is often even free of charge if you have no income in Belgium.
Hospitalisation insurance is not compulsory, but is highly recommended.
Helan Health Insurance Fund will reimburse most of your medical expenses, but not all. Hospitalisation can result in additional costs, such as for a single room, special tests or follow-up care.
With hospitalisation insurance from Helan, you have extra cover for those unexpected expenses. This means you don't have to pay large sums of money in advance and you can recover without worrying about the costs.
Helan offers support in multiple languages: Dutch, English and French. Our staff are used to working with international students and will help you step by step in a language you understand. This means you always know exactly what you need to do without worrying about administrative language or technical terms.
Yes, you can already do a lot of things digitally. For example, via the My Helan app and My Helan Web, you can request advantages, view reimbursements, order adhesive stickers or make an appointment. If you receive only paper doctor's bills, the law requires that you always submit an original in order to get a reimbursement.
When your studies in Belgium are completed and you return to your home country, you can easily stop your membership with Helan.
Helan will ensure that your file is closed correctly and that you no longer pay unnecessary premiums.
If you still receive a bill from a Belgian hospital or doctor afterwards, Helan will still help you to settle it even after you leave.
Helan will ensure that your file is closed correctly and that you no longer pay unnecessary premiums.
If you still receive a bill from a Belgian hospital or doctor afterwards, Helan will still help you to settle it even after you leave.
“I think many people don't know what they can get reimbursed for. Every now and then, I scroll through the Helan App looking for new or forgotten benefits. My wife and I have a gym membership and love wellness. These are expensive hobbies, but thanks to the reimbursement of up to 50 euros for sports and up to 25 euros for wellness, they remain affordable.”
“After giving birth, I wanted to spend more time with my baby and less time doing housework. Thank you, maternity care! I wanted to breastfeed while I was at home, but also give the daddy some time with the baby now and then (laughs). Pumping was a good compromise. Especially because Helan offers affordable breast pump rental.”
“When you register for the sports club each year, you receive the refund form immediately. All you have to do is add a Helan sticker, take a photo and send everything via the My Helan App. You then receive an email confirming that the reimbursement has been requested, and the amount is credited to your account within a week.”
“In addition to its strong insurance policies, Helan is of course also known for its many benefits. Both my son and I play sports, so the sports benefit of up to 50 euros is very welcome. But I also gratefully make use of the extra reimbursements for speech therapy, psychotherapy and physiotherapy for Leon and myself.”
Meer klanten over Helan
The listed benefits and services for health insurance fund customers are only valid for customers of Helan Independent Health Insurance Fund who are up to date with their contributions for additional services. Info and conditions on www.helan.be/advantages. Helan Onafhankelijk ziekenfonds, Boomsesteenweg 5, 2610 Wilrijk, 0411.696.011, RPR Antwerpen, www.helan.be.
Helan Independent Health Insurance Fund is the insurance agent (n° CDZ 5006c) for ‘MLOZ Insurance’, the VMOB of Independent Health Insurance Funds, (Register of Legal Entities in Brussels, 422.189.629, recognised under no. CDZ 750/01 for branches 2 and 18). View the data sheet and the General Terms and Conditions. Belgian law applies to the insurance contract. The term of the contract is whole life. In the event of any complaint, contact the complaints department of Helan Health Insurance Fund or the insurance ombudsman. For more information about purchasing this/these product(s), please contact Helan Health Insurance Fund. Helan Onafhankelijk ziekenfonds, Boomsesteenweg 5, 2610 Wilrijk, 0411.696.011, RPR Antwerpen, www.helan.be.