Je browser is niet ondersteund door onze website, gelieve een upgrade te doen van de huidige versie van je browser.
Are you considering taking out hospitalisation insurance or would you like to switch from another health insurance fund to a Helan policy? If so, in many cases a waiting period applies. Read everything you need to know about Helan hospitalisation insurance and the waiting period.
Would you like to purchase hospitalisation insurance? Then keep in mind that in most cases there is a waiting period of six months.
A hospitalisation insurance insures a risk you hope does not occur. To prevent abuse of this cover, most insurance policies have a waiting period. The waiting period helps keep premiums low, which ensures that hospitalisation insurance remains accessible to everyone.
The waiting period starts on the first day of the month following the month in which you requested for your new hospitalisation insurance.Did you request the hospitalisation insurance on 17 April? Then the waiting period and hospitalisation insurance starts on 1 May (provided you were also a Helan customer on 1 May). During the waiting period you will pay premiums, but you will not yet be eligible for reimbursement were an admission to occur.
The waiting period for hospitalisation insurance expires when taking over a similar policy with the same coverage. The waiting period also expires when you have an accident . After all, an accident happens suddenly and is caused by an external factor.
Are you pregnant and would like to purchase hospitalisation insurance? In that case, a waiting period of nine months will apply.
From the seventh month, however, you can already receive reimbursement if you stay in a double-occupancy room. Want to know if this limited reimbursement applies to you? Contact us for more information.
Are you a member of an employer-sponsored group hospitalisation insurance plan? That's a great perk, but what do you do if your contract ends (unexpectedly) or if you retire?
Are you younger than 65? If so, the insurance Hospitalia Continuity may be of interest to you. This is a waiting insurance policy. If your employer-sponsored hospitalisation insurance ends, you can transfer your cover without waiting period, without a medical questionnaire and without an increased age-related premium to Hospitalia, Hospitalia Medium or Hospitalia Plus. You can purchase Hospitalia Continuity even if you have not had insurance with Helan Health Insurance Fund before.