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Customised information

Moved to Belgium

You recently moved to Belgium. Be covered by social security! In Belgium, to be covered in the event of a health problem (illness, accident, etc.), you must be registered with a legal health insurance. Registration with a legal health insurance is not automatic, it is up to you to request it. To do this, fill in your request in a few minutes. Helan Health Insurance will do the rest! You can also register for our cast-iron insurances for hospitalisation, dental care and medical costs.

  • Working in Belgium: Send us proof of your current activity (employment contract, declaration of the social insurance fund, …) and register online
  • No income in Belgium: provide us with a copy of your Belgian ID or passport and make an appointment for advice on how to become a customer.

Need more information? We're pleased to help you.

Register online  Make an appointment

Foreign student in Belgium

Be covered by social security! In Belgium, to be covered in the event of a health problem (illness, accident, etc.), you must be registered with a legal health insurance. This applies also to foreign students. Registration with a legal health insurance is not automatic, it is up to you to request it. To do this, fill in your request in a few minutes. Helan Onafhankelijk ziekenfonds will do the rest! You can also register for our cast-iron insurances for hospitalisation, dental care and medical costs.

  • Student from Europe: Send us your European Health Insurance Card (EHIC)
  • Students from outside Europe: Provide us with a copy of your passport & proof of school certificate

Need more information? We're pleased to help you.

Register online  Make an appointment

Helan supports refugees from Ukraine

Are you hosting refugees from Ukraine or are you helping them to settle in Belgium? We make sure they remain insured here too. Ukrainians who are temporarily residing in Belgium under special status can join the mandatory health insurance.

Discover how we can help 

Переглянути переклад на українську мову тут

Frontier worker

Working in Belgium

You work in Belgium, and you officially live in the EU, EEA or Switzerland. In that case, you have to join a Belgian health insurance fund in order to get an S1 or S072 form for the health insurance institution of the country where you live. Each health insurance fund takes care of the reimbursement of the care on its own territory.

Helan can provide you with the form S1 or S072.

The Netherlands

Helan forwards the S072 form directly to the Centraal Ziekenfonds (CZ). After this, you need to register yourself and your family members online for the free treaty policy. CZ will then reimburse your Dutch care on their terms and rates.

France

Submit the S1 form to the CPAM of your place of residence. CPAM will let you know which family members you also need to co-insure in Belgium and is responsible for reimbursing care in France.

Germany

Send the S1 form to your Krankenkasse. The Krankenkasse will let you know which family members you should also co-insure in Belgium and is responsible for reimbursing care in Germany.

You can find more information about travelling and working in Europe on the European Commission site.

Working in the EU, EEA or Switzerland

You moved to Belgium but you are still working for a foreign employer. In this case, you have to join a Belgian health insurance fund with the S1 or S072 from the health insurance institution in the country where you work. Thus, you can enjoy reimbursements for healthcare in Belgium.

This entitles you to the reimbursement of medical care in the country where you work. You can find more information about travelling and working in Europe on the European Commission's site.

For Belgium's neighbouring countries:

  • In the Netherlands, join a Dutch health insurer of your choice.
  • In France, join a CPAM (Caisse Primaire d'Assurance Maladie) in your place of residence.
  • In Germany, join a Krankenkasse of your choice.

Your foreign insurance institution can provide you with the S1 form. Apply for it there.

Your registration with Helan can easily be done digitally. Please forward the S1 form to us. This will cover you in Belgium. We will take care of your administration.

Do you want to know more about the regulations in your specific working country? We'll be happy to help.

Regardless of your status or situation, our partner Business & Expats Health insurance guides you through the complex Belgian social security system. They offer you a wide range of insurance solutions and help you choose the insurance package that meets your needs. 

Learn more