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The Hospitalia insurance policies have been updated and include an even fuller range of services than before

Going into hospital is stressful enough, so it's reassuring to know that your hospitalisation insurance will take care of everything. That is why our insurance policies now include even more protection. Rooming-in, home care after your stay in hospital, shorter qualifying periods, better reimbursements and extra support for patients with serious illnesses – the Hospitalia insurances now offer even more than before.

Hospitalia becomes Hospitalia Smart

Are you living your life and just want adequate insurance so you can spend your hard-earned cash on things that really matter (read: not on hospital fees)? If so, Hospitalia Smart is right up your alley. Hospitalia Smart keeps things simple: full reimbursement in a double room, coverage for pre- and post-hospital care, and no deductible to pay.

  • No franchise
  • The qualifying period is only three months
  • Extensive pre- and post-hospitalisation care: for up to two months before and four months after your stay in hospital
  • Reimbursement is also provided for day-patient admissions 
     

Hospitalia Medium becomes Hospitalia Care

A calm and peaceful environment for yourself and your loved ones: that is what you need whenever you're in hospital. No crowds. No snoring roommate. With Hospitalia Care, you get what you need to recover: your own room, ample reimbursement and help at home before and after your admission. 

  • The qualifying period is only three months 
  • A single room and rooming-in for children and adults
  • Comprehensive pre- and post-hospital assistance at home: for up to 2 months before and 6 months after your stay in hospital

Hospitalia Plus stays Hospitalia Plus

No need to worry about the fine print. With Hospitalia Plus, you don't even have to read it. Enjoy the best care, even in the priciest hospitals, with 300% reimbursement for fees and room supplements, a single room, and the freedom to choose your doctor. 

  • Supplementary fees reimbursed up to 300%
  • Room supplement: up to 100 euros per day of admission reimbursed
  • Comprehensive pre- and post-hospital assistance at home: for up to 2 months before and 6 months after your stay in hospital
     

Hospitalia Continuity remains unchanged

Affordable insurance now and in the future? For that, you don't need a crystal ball, but Hospitalia Continuity. If the group insurance via your or your partner's employer comes to an end, you can take out affordable insurance on the same day, thanks to the Hospitalia Continuity qualifying policy. No qualifying period, no medical questionnaire and the policy itself will not be extra expensive because of your age.  

  • Already 50 euros per day of admission will be reimbursed 
  • Affordable insurance your whole life long 
  • Join now and pay up to 40% less later 
     

NEW from 1 January 2026 onwards

The changes outlined above will take effect on 1 January 2026. If you are already a customer of Hospitalia via Helan, you may still receive letters or emails with information about existing insurance policies until that date. From January onwards though, you'll find the latest information everywhere. 
 

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