Discontinuing hospitalisation insurance

Are you considering discontinuing your hospitalisation insurance with Helan? Be sure that you are well informed before making your decision. If you later want to reinstate your policy, a waiting period is applicable and there may be age-related surcharges. Read all about it on this page.

How do I stop my hospitalisation insurance?

You can discontinue your insurance at any time with a notice period of at least one month. The period starts on the first day of the month following the date you have your insurance. You will find a standard cancellation form on My Helan. Send the completed termination form by registered mail to: Boomsesteenweg 5, 2610 Wilrijk, or drop it off at your Helan branch or upload it via our contact form.

What if I want to reinstate my policy?

Think carefully before discontinuing your insurance. Hospitalisation is becoming increasingly expensive, and the costs of care before and after an admission are also rising steeply. With hospitalisation insurance through Helan, you can rest easy if you are admitted to hospital. You can avoid financial worries after an (unexpected) hospital admission. Make an appointment with an adviser if you have any questions about your insurance or premiums.

When you want to reinstate your policy, a waiting period of six months will apply and you may have to pay age-related surcharges on your premium.

When do you need hospitalisation insurance? 

Find out in our free e-book.

Download the e-book

I have an insurance policy through my employer

Hospitalisation insurance through your employer is a great perk. But what if you lose your job, retire or change jobs? With your career flourishing, it's nice to have some security behind you.

If you get insurance through your employer, you don't necessarily have to stop your hospitalisation insurance. By switching to our waiting insurance policy, Hospitalia Continuity, there is no interruption in your cover. It is the ideal add-on to your employer-sponsored insurance.

More about the waiting policy

Arrange a consultation

Would you prefer to talk to someone? We would be happy to advise you. Schedule an online video chat or an in-person meeting at an office near you.

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Purchase insurance online.

Buying hospitalisation insurance or waiting insurance? Enter your details and purchase Hospitalia right away.

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Helan Independent Health Insurance Fund is the insurance agent (n° CDZ 5006c) for ‘MLOZ Insurance’, the VMOB of Independent Health Insurance Funds, (Register of Legal Entities in Brussels, 422.189.629, recognised under no. CDZ 750/01 for branches 2 and 18). View the data sheet and the General Terms and Conditions. Belgian law applies to the insurance contract. The term of the contract is whole life. In the event of any complaint, contact the complaints department of Helan Health Insurance Fund or the insurance ombudsman. For more information about purchasing this/these product(s), please contact Helan Health Insurance Fund. Helan Onafhankelijk ziekenfonds, Boomsesteenweg 5, 2610 Wilrijk, 0411.696.011, RPR Antwerpen, www.helan.be.