End of your incapacity for work status 

Your incapacity for work can end spontaneously or compulsorily for various reasons. We will outline it all for you.

Returning to work

Are you returning to full-time work on the day following the final date of your incapacity for work? Then you don't have to do anything. The payment of your benefits will stop automatically as soon as you start working again. We refer to this as a 'full return to work'. 

Are you returning to work full-time before the end date of your incapacity for work? Then be sure to inform your health insurance fund. You can do this on My Helan, or with a correctly completed  declaration form.  This helps avoid misunderstandings, benefit reclamations or penalties. The health insurance fund will pay your benefits for as long as your incapacity for work lasts and remains recognised.


End of your recognition

During a medical assessment, the health insurance fund's medical officer may decide to discontinue recognition of your incapacity for work as of a certain date. You will then no longer receive benefits from that date. We will notify you of this in writing.



The benefit ceases at the end of the month in which you reach the legal retirement age. Are you planning on retiring early? In that case, too, your benefits will stop.



Benefit payments will stop on the day  after death. 

Praktische vragen en antwoorden

Ben je werknemer en arbeidsongeschikt, en wil je deeltijds weer aan het werk? Vraag altijd de officiële toestemming van het ziekenfonds.

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Duurt je arbeidsongeschiktheid langer dan de einddatum op je huidig arbeidsongeschiktheidsattest? Of herval je? Dan moet je je arbeidsongeschiktheid opnieuw tijdig aangeven.

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Ben je arbeidsongeschikt en wil je opnieuw aan het werk? Dan kan je instappen in een terug-naar-werktraject. Hierdoor kan je terugkeren naar de arbeidsmarkt via een geleidelijke werkhervatting, een aangepaste of andere job, of een beroepsherscholing.

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Track and manage your benefit file on My Helan

  • initiating your benefit file
  • track your benefit payments
  • add documents to your benefit file digitally
  • request holidays, return to work, voluntary work
  • and so much more!

Tracking on My Helan

Helan Independent Health Insurance Fund is the insurance agent (n° CDZ 5006c) for ‘MLOZ Insurance’, the VMOB of Independent Health Insurance Funds, (Register of Legal Entities in Brussels, 422.189.629, recognised under no. CDZ 750/01 for branches 2 and 18). View the data sheet and the General Terms and Conditions. Belgian law applies to the insurance contract. The term of the contract is whole life. In the event of any complaint, contact the complaints department of Helan Health Insurance Fund or the insurance ombudsman. For more information about purchasing this/these product(s), please contact Helan Health Insurance Fund. Helan Onafhankelijk ziekenfonds, Boomsesteenweg 5, 2610 Wilrijk, 0411.696.011, RPR Antwerpen, www.helan.be.