Graduated or starting your first job?
Have you got that hard-earned diploma or landed your first job? Congratulations! It’s a real milestone and the first step towards living independently. Helan supports your plans with tailored services and benefits. In just a few clicks, you’re signed up and get access to a wide range of benefits and experts ready to help you move forward.
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When do you need to join a health insurance fund?
As a student, you generally remain covered by your parents’ health insurance fund until the end of the year in which you turn 26. As soon as you start a job, follow dual learning, graduate or receive benefits, you are no longer considered a dependent child.
The moment when you need to join a health insurance fund yourself depends on your situation:
Congratulations on your first job! Register in your own name with Helan Health Insurance.
Have you just started working as a self-employed person? Congratulations!
- Register in your own name with Helan Health Insurance
- Please also provide a certificate of your first paid social security contributions. You can do this digitally via My Helan, through a Helan letterbox or by post to Helan Health Insurance, Boomsesteenweg 5, 2610 Wilrijk.
Find out more about self-employed status here.
- In the year you turn 26, you can remain registered as a dependent on your parents’ health insurance fund until 31 December.
- From 1 January, you need to register in your own name with Helan Health Insurance, even if you are still studying.
- Join Helan digitally in your own name. We will then contact you to go through everything together.
- Are you married or living together in the meantime? You may be able to register as a dependent of your partner. If so, please contact us.
Congratulations on your first job! Register in your own name with Helan Health Insurance.
You combine your studies with a job through dual learning. Congratulations on taking on this challenge!
With dual learning, you need to register in your own name with Helan Health Insurance from the age of 19.
Have you completed your waiting period and received unemployment benefits for the first time?
If so, you now also need to register in your own name with Helan Health Insurance.
When do you not yet need to join a health insurance fund yourself?
- Are you under 26, or is it not yet 31 December of the year in which you turn 26? If so, you can remain registered as a dependent on your parents’ health insurance fund.
- Do your earnings from student work exceed a certain threshold, or have you started self-employment as your main activity? If so, you do need to register in your own name with Helan Health Insurance. Do you have questions about this threshold? Please contact us.
Child benefit (Groeipakket)
The Groeipakket (formerly child benefit) follows different rules than Helan Health Insurance. Want to check the conditions? Visit the website of the Groeipakket.
Student job
Do you have a student job? Then you do not necessarily need to register in your own name.
- Do your earnings from student work exceed a certain threshold, or have you started self-employment as your main activity? If so, you do need to register in your own name with Helan Health Insurance. Do you have questions about the threshold? Please contact us.
- Your registration with Helan Health Insurance is separate from the number of hours you are allowed to work as a student. You can find more information on the website of the Flemish government.
You do not yet need to register with a health insurance fund in your own name, but you do need to arrange a few health insurance matters before you leave.
Any questions? Contact us. We’ll be happy to give you all the information you need to start your adventure abroad with peace of mind.
- Have you just registered as a jobseeker? Then you do not need to register in your own name immediately.
- You can only start your registration in your own name once you receive unemployment benefits. You can do this here.
Which health insurance fund should you choose?
Why Helan Health Insurance is the right choice for you.
You choose your own style, your haircut, your date. But is your health insurance fund still the same as your parents’? Time to make your own choices and embrace the good things in life — together with a health insurance fund that suits you.
Want to arrange your health insurance matters in no time? And enjoy great discounts and healthy benefits too? With the Helan Health Insurance app, everything is in your hands.
Discover what we have in store for you and feel free to reach out.
Ready to become a member?
Or book an appointment with one of our advisers to get you started.
You can also count on our affordable insurance options
Do you have hospitalisation insurance through your parents?
You can easily continue it in your own name via the online registration form. The transfer of your insurance is done automatically. Would you prefer different cover? You can indicate this in the online module and complete the appropriate registration form.
Don’t have hospitalisation insurance yet?
Helan’s Hospitalisation insurance is affordable and protects you against high costs. Before, during and after your hospital stay. And as dental care can also be costly, it’s worth considering solid Dental insurance. So you can keep smiling with confidence. These insurance options are most advantageous when you join early. The younger you are, the lower your contributions.
Are you immediately insured through your employer?
Then consider the waiting policy Hospitalia Continuïteit, so you remain covered at all times, even if you change jobs.
Vragen of advies nodig?
If you have medical expenses for care from a GP, physiotherapist or dentist, the statutory health insurance determines how much you are reimbursed. The health insurance fund takes care of that for you. At Helan Health Insurance, we process your medical certificates and reimburse the statutory amount. In My Helan, your online health insurance, you can easily keep track of everything. You can do this on your computer or, even more conveniently, on your smartphone via the app.
Are you ill or has something happened that prevents you from working for a while? Or have you just given birth? We arrange a replacement income or benefit for you, until you can return to work. You can easily apply for your benefit digitally via My Helan and follow up your file there as well.
We handle the reimbursements set by law. But if you want to stay healthy and balanced, you deserve that little bit extra. That’s why, as a Helan customer, you also benefit from a range of additional benefits and reimbursements.
If you are joining in your own name for the first time, there is no waiting period and you can start enjoying the benefits of Helan Health Insurance straight away.
Are you already affiliated with another health insurance fund and want to switch to Helan Health Insurance? You can decide to change at any time. However, by law your affiliation can only start at the beginning of a new quarter: 1 January, 1 April, 1 July or 1 October.
Your registration must be completed no later than the fifth day of the month preceding the new quarter. For example, if you want to switch on 1 April, we must receive your registration by 5 March at the latest.
- Reimbursements through the statutory health insurance are largely processed automatically and settled as soon as your doctor submits the consultation.
- Did your doctor charge you part of the cost that you can reclaim from another insurance? You can easily track how much you’ll be reimbursed and when to expect payment via My Helan (app or web), your online health insurance.
Our advisers are happy to go through the options for your personal situation with you.
Have you graduated or stopped your studies early? As a school leaver, you are still entitled to the Groeipakket for twelve months. For more information, contact a payment provider, such as My Family.
Visit the vacancies on our job site and apply straight away!
