Pre-admission care, aftercare and hospitalisation insurance
There are often a lot of medical expenses before hospitalisation. Expenses may also mount up during the rehabilitation period afterwards . Fortunately, these expenses may be covered by your hospitalisation insurance policy. Find out below what pre-admission care and aftercare are, and when they are covered by your hospitalisation insurance.
What are pre-admission care and aftercare?
Sometimes you need extra care before and after a hospitalisation. Medical expenses associated with your hospitalisation will be reimbursed for a certain period of time.
Pre-admission and aftercare include:
- Most copayments for consultations
- Surcharges up to 100% of the official rate for consultations
- Drugs covered by statutory health insurance
- Physiotherapy after hospitalisation: 20 sessions within 90 days for Hospitalia, and 45 sessions within 180 days for Hospitalia Medium and Hospitalia Plus
What does this not include?
- The rental or purchase of medical equipment
- Costs and care not reimbursed by statutory health insurance
For how long will my insurance cover my pre-admission care and aftercare?
Hospitalia
Included in your Hospitalia insurance policy are 30 days of pre-admission care and 90 days of aftercare.
Hospitalia Medium
Included in the Hospitalia Medium insurance policy are 60 days of pre-admission care and 180 days of aftercare.
Hospitalia Plus
Included in the Hospitalia Plus insurance policy are 60 days of pre-admission care and 180 days of aftercare.
How do I make a claim for reimbursement?
Healthcare services before and after hospitalisation can only be reimbursed after you have provided us with a hospital invoice which you paid. Reimbursement may be refused if the expenses concerned are not covered by your hospitalisation insurance. Find out on this page how to apply for a reimbursement.
